Harshil started Razorpay after discovering the dismal state of online payments in India. He graduated from IIT Roorkee in 2013 and started working at Schlumberger.

With an idea to change the way online payments functioned in India, Harshil quit his full-time job and founded Razorpay with his Co-founder, Shashank Kumar in 2014 to simplify online payments.

Razorpay is one of the only two India-focused companies to be selected for the prestigious Y Combinator (YC) programme. Along with 33 reputed investors, the company is also backed by GIC, Ribbit Capital, Sequoia Capital India, Tiger Global Management, Y Combinator, Matrix Partners and Mastercard with a funding of $206.5mn from Series A, B, C and D rounds.

Three years since its founding, Razorpay rebranded itself in 2017 as Razorpay 2.0, a Converged Payments Solution company with a product suite designed to ease businesses of managing concerns around flow of money in their financial systems. Progressing in it’s journey that started with Razorpay 2.0, the Company recently launched their neobanking platform, RazorpayX and lending platform, Razorpay Capital - both designed to power the financial systems for disruptive companies.

Razorpay has been charting exponential growth since its inception. In the last six years, the company has powered digital payments for more than 5Mn small and large businesses such as Facebook, Indigo, BSE, Airtel, Reliance, SpiceJet, Aditya Birla, and Oyo, among others. The company has been working towards enabling adoption of digital payments especially in traditional cash-rich sectors such as education, insurance and mutual funds, among others. The company has clocked in a healthy growth rate of 40-45% healthy month on month growth in the last 6 months and is geared up to increase the number of businesses to 15 Mn by 2021. This full stack financial services company expects a 4x growth in its revenue in this year, 2021

While Harshil is a mechanical engineer by degree, he has been coding since his schooldays, some of the codes on which Razorpay runs on were written by him. And behind that cool and calm demeanour is a Black Belt in Karate; Harshil likes to practice Karate in his free time. Harshil was also featured in an eclectic list of 30 promising young Indian talent under the age of 30, by Forbes magazine (2017), 40 Under 40 by Fortune India in 2019 and also recognized by Entrepreneur magazine as ‘Top 35 Under 35’ entrepreneurs and featured as LinkedIn’s Power Profiles in India (Technology) in 2019 & 2020.